Terms and Conditions

Updated: 10/13/2021

Terms and Conditions of Agreement for Use of Website Between User & Renovo

RF Renovo Management Company, LLC along with and on behalf of its subsidiary and affiliated companies (collectively “Renovo”) operates this website (the “Site”). This terms and conditions agreement (this “Agreement”) governs your use of the Site.


By accessing or using the Site, you agree to be bound by this Agreement and, if applicable, such other terms and conditions or similar agreements with Renovo that may be necessary for Renovo to provide you access to certain products and services. Renovo provides information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms of this Agreement. Your use of the Site constitutes your agreement to the terms of this Agreement. IF YOU DO NOT WISH TO BE BOUND BY THE TERMS OF THIS AGREEMENT, YOU ARE NOT PERMITTED TO USE OR ACCESS THIS SITE.


The information displayed on this Site is not a substitute for actual legal or professional advice from a licensed competent individual in their field of expertise. The information and services offered on this Site is provided with the understanding that Renovo is not engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site.


Renovo and its agents assume no responsibility for any consequences relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site. Renovo does not guarantee or represent or warrant that the material and information displayed is accurate or the most recent information available. Renovo does not guarantee that all opinions expressed or implied are accurate or reliable. The law as applied to a loan applicant’s situation is always unique, and your situation needs to be individually analyzed. Renovo cannot guarantee, and will not be responsible for, any damage or losses arising from or related to the accuracy, completeness or timeliness of the information presented or its application in your situation.

Unlawful or Prohibited Uses Prohibited

As a condition of your use of this Site, you warrant to Renovo that you will not use this Site for any purpose that is unlawful under the laws of the United States of America or any federal or local jurisdiction within that country, or which is otherwise prohibited by this Agreement. If you violate any of the terms of this Agreement, you are immediately prohibited from further use of the Site.

Prohibited Uses

Except as set forth herein, you are not authorized to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, use on any other website, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Site. If and when requested by Renovo, you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Unauthorized individuals attempting to access prohibited areas of this Site will be held accountable and may be subject to prosecution as determined by appropriate law enforcement agencies.


You agree to not use any robot, bot, spider, other automatic device, or manual process to monitor or copy content displayed on the Site or its underlying code without Renovo’s prior express consent. You agree to not use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or any transaction being conducted on our Site.


You agree that Renovo may terminate your password, user account, or other use of the Site for any reason, at Renovo’s sole discretion. All notices to Renovo must be in writing and shall be made either via e-mail or conventional mail unless specified otherwise in this Agreement. Additionally, Renovo may post notices or links to notices on the Site to inform of changes to the applicable Terms and Conditions, the Site, or other important matters.


Additionally you shall not directly or indirectly: (i) decipher, decompile, disassemble, reverse engineer, or otherwise attempt to derive any source code or underlying ideas or algorithms of any part of the Site, except to the extent applicable laws specifically prohibit such restriction; (ii) modify, translate, or otherwise create derivative works of any part of the Site; or (iii) copy, rent, lease, distribute, or otherwise transfer any of the rights that you receive hereunder. You shall abide by all applicable local, state, national, and international laws and regulations related to your use of the Site.

Code of Conduct

Prohibited use of the Site includes, but is not necessarily limited to, the following actions:

• Upload, email, or otherwise transmit any images or other content that are unlawful, obscene, harmful, hateful, invade the privacy of any third party, contain nudity or pornography, or are otherwise objectionable.

• Dissemination of materials that impact or invade the privacy of others, such as photographs, video clips, sound recordings, personally identifiable information, or other materials that reveal personal, private, or sensitive information about another person, without that person’s consent.

• Submission of material that is intentionally false, defamatory, unlawfully threatening, or unlawfully harassing.

• Provision of content that is false, misleading, or inaccurate.

• Infringement of any third party’s copyright, patent, trademark, trade secret, or other proprietary rights or rights of publicity or privacy.

• Transmission of materials that contain any viruses or other computer-programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept, or expropriate any system, data, or personal information.

• Use of the Site to artificially generate traffic or page links.

• Use of the Site in a manner that breaches any legal duty owed to a third party, such as a contractual duty or a duty of confidence.


• Use of the Site in a manner that could disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site, such as through sending “spam” email or analogous activity.

• Seeking to obtain access to any materials or information through “hacking,” “data harvesting,” or through other means we have not intentionally made available to you through the Site.

• Use of the Site to violate any law, statute, or regulation (including, without limitation, those governing securities regulation, consumer protection, unfair competition, anti-discrimination, or false advertising) or for any other unlawful purpose.

Renovo will enforce the code of conduct described above when aware of violations and deems enforcement to be necessary. However, Renovo does not necessarily monitor the Site for violations and are not liable for any harm or damages caused to users by another user’s violation of the code of conduct. If you believe the code of conduct or other terms of this Agreement are currently or were in the past violated, please contact Renovo using the contact information provided below in this Agreement.


Renovo’s Privacy Policy is part of this Agreement and is incorporated by reference into this Agreement. Please see our privacy policy available at https://www.renovofinancial.comprivacy-policy/ for details regarding privacy of information displayed on or contained within this Site, or for information submitted to this Site, whether in connection with an application for a loan or for any other purpose. In the event of any conflict between the terms of the Privacy Policy and these Terms and Conditions, the terms of the Privacy Policy shall control.

Proprietary Rights

All materials on this Site, as well its aesthetic, appearance, structure, and/or layout are owned, copyrighted, and/or licensed by Renovo. Any unauthorized reproduction, distribution, or transmission of the materials on this Site without the prior express written permission of Renovo is strictly prohibited.

All content on this site, including the “look and feel” (e.g., images, text, graphics, logos, or buttons), and any code or software making up the site (including html-based computer programs), are protected under both United States and foreign copyright, patent, trademark, and other laws. Content and information displayed on the Site belongs to Renovo or to others as indicated. The information and materials contained in the Site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, supplemented, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of Renovo. Any permission or license granted by Renovo to use the Site is personal to you. You agree not to reproduce, duplicate, copy, or sell any information or technology obtained from the Site.

Links to Third Party Websites

This Site may contain links to other websites operated by unaffiliated third parties. Any hyperlinks provided by Renovo on the Site to third party web sites does not imply endorsement of the material on such websites or any agency of or with its operator. Any access to and use of such websites is solely at your own risk. Renovo is in no way responsible for any information, content, product or service provided by such linked third parties. As always, you should never give private information to any website, individual, or entity that you are unfamiliar with. Renovo is not responsible for any loss or damage related to information that you provide to third parties.


You shall defend, indemnify, and hold harmless Renovo and each of its and its affiliates’ employees, contractors, directors, suppliers, and representatives from all liabilities, claims, and expenses, including reasonable attorneys’ fees and other legal costs, that arise from or relate to your use or misuse of, or access to, the Site and its content, or otherwise from your submissions, violation of these Terms and Conditions, or infringement by you, or any third party using your account, of any intellectual property or other right of any person or entity. Renovo reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with the Company in asserting any available defenses.

Limitation of Liability

Any and all access to and use of the Site or its contents is at your own risk. Use of the Site constitutes acknowledgment and agreement that Renovo specifically disclaims any liability (whether based in contract, tort, negligence, strict liability or otherwise) for any direct, indirect, incidental, common law, statutory, regulatory, consequential, compensatory, punitive, or special damages arising out of or in any way connected with your access to or use of the Site (even if Renovo was advised of the possibility of such damages) including, but not limited to, any liability associated with any viruses which may infect your computer equipment.




This Agreement shall be governed by and construed in accordance with the laws of the State of Illinois and the United States, without giving effect to any principles of conflicts of law. Failure by Renovo, to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any legal action or proceeding between Renovo and you related to this Agreement shall be brought exclusively in federal district court. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. Headings are for reference purposes only and in no way define, limit, construe, or describe the scope or extent of such section. Renovo’s failure to act with respect to a breach by you or others does not waive our rights with respect to subsequent breaches.

No Minor Use

This website is applicable to and should only be used by persons 18 years of age or older. Access and use of this website by persons under the age of 18 is prohibited.

Contact Methods and Opt-Outs

You may not assign any part of your interest in this Agreement or transfer any associated user account to another person. Renovo may assign, transfer, or delegate any of its rights and obligations here-under without consent.

By submitting your contact information through this Site or otherwise providing it to Renovo you are making an inquiry regarding products and services offered by Renovo and you are consenting to be contacted by Renovo by telephone (on a recorded line), automated calling, pre-recorded calling, text message, email, fax, telephone or any means, even if you have opted in to the National Do Not Call List, any state equivalent Do Not Call List or the internal Do Not Call List of any company. In the event you no longer want to receive communications from Renovo, you can opt-out of various contact methods by using one or both of the below:

• Calling us toll-free at +1 (888) 568-8894
• Emailing us at inquiries@renovofinancial.com

Renovo will attempt to address your request immediately, but it may take up to 10 days for Renovo to process an opt-out request. Please note that Renovo may still need to contact you for legitimate business reasons such as servicing of your loan or other non-marketing purposes.

Modifications of this Agreement

Renovo reserves the right, at its sole discretion, to modify or replace these Terms and Conditions by posting the updated terms on the Site. Unless otherwise indicated by the Company, any changes will become effective on a prospective basis from the date of posting. It is your responsibility to check the Terms and Conditions periodically for changes. Your continued use of the Site following the posting of any changes to the Terms and Conditions constitutes acceptance of those changes.